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Oftentimes while mobile home investing, you will be faced with challenges concerning a mobile home’s title and correctly transferring them into your possession. – Upon compliance with the procedures in subsection or of this section for surrender of title, the Division shall rescind and cancel the certificate of title. If a security interest has been recorded on the certificate of title and not released by the secured party, the Division may not cancel the title without written consent from all secured parties. The affiant or secured party shall file the affidavit returned by the Division with the office of the register of deeds of the county where the real property is located. The Division may charge five dollars ($5.00) for a cancellation of a title under this section. Licensees will not typically review title records or participate in the process of changing personal property to real property.
Good job on purchasing the land/home in the first place for investment purposes. It does not surprise me too much that the escrow company is not “going the extra mile” to figure out how to get your name onto the title. This is going to be a bit of uphill work however it is completely possible. I understand about you requiring the homes title prior to the transaction being finalized. Because the mobile home still has a title then it is not yet married to the land. This will make it a bit easier to receive a new title in my opinion.
Correct Title, Incorrect Owner.
If you have any follow-up questions never hesitate to reach out anytime. Additionally, thank you for your detailed comment as the certainly does help me understand your situation a bit better. I very much regret to hear about your younger brother passing. I’m sorry for this loss to you and your family.
What do I do as I haven’t owned this home for 4 months. My mother bought a mobile home here in texas. But he hasn’t gave her the title or bill of sale.
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Possibly not but Washington state is pretty by the book and bureacratic. The mortgage company said they were fine with that, and we would need to have some sort of legal document. The TAG office did say it is showing a lien but from 1994 and she said that is probably taken care of but she can’t see it in her system. This means that both your signatures are needed in order to sell this mobile home. I was hoping only you would need to sign, however both signatures are likely needed for the sale to go through and the name on the title to change. With that said, please reach out to the state and let them know what you are trying to do and they will be able to point you in the easiest and quickest direction possible.
Once a new Vin number can be obtained than a new title can be created with the owners information. I hope this helps and punch you in the right direction. My apologies with regards to this delay on this comment reply. For some reason this comment slipped through the cracks. I very much am glad to hear that you are pursuing or at least looking at these four mobile homes without titles.
Abandoned Manufactured Homes
The park should also give you specific instructions on what to do when you call the bank about the lien on the title. I do agree with you that the park should be crystal clear in what they expect from you as they should be doing most of the work that they can do. With that said they may need you to do one or two things as you are the one listed on the loan, and not the park itself. In answer to your question, that is correct. With that said you may likely have some follow-up questions or unique details specific to your local area and/or nature of the specific transaction.
However this does not change the fact that there may be a lien on the mobile home itself. If the bank files bankruptcy that is holding the lien, this debt may be sold to a different bank that may collect the debt. However I have also seen were some banks simply go bankrupt and all of their accounts get wiped away as well.
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I very much regret to hear about the situation and headache you are going through. After listening to your comment it absolutely sounds as if the seller was extremely negligent or downright misleading when it came to the fact that she “definitely had” the title in her possession. I also agree that if she is the owner of record and the home is 100% free and clear, it would be extremely easy for her to receive a duplicate title from the state. For this reason I definitely agree with you that there is something very fishy going on.
Is it illegal for seller to do this numerous times without punishment legally? Additionally, congratulations on having the opportunity to purchase a property that you like. Some mobile home movers do require the title be in your name and others do not. In many situations the VIN or serial numbers will at least need to be known to pull permits if required.
Thanks so much for commenting in your kind words. Very glad to hear that this article and video has been a value to you already. First things first, almost any mobile home park will have the legal right and authority to obtain a title for an abandoned mobile home in their community.
Call the state to find out who the current owner of this home is and if there are any current liens on the property. From this point you should have a better understanding of the ownership of the home. I hope this all helps and begins pointing you in the right direction. If you have any follow-up questions or concerns or I did not fully answer your question please never hesitate to write back any time.
However this all starts at the DMV with regards to figuring out who owns these homes and how to get them into your name. If the grandson is friendly then by all means he could provide you a bill of sale and also obtain a “duplicate title” from the DMV if he has his grandmother’s death certificate. With all this said make sure you explain your situation to the clerk over the phone or personally at your local Department of Motor Vehicles. If you have any follow-up questions or concerns please never hesitate to comment back any time. I hope this helps and starts to point you in the right direction.
I’m guessing that somebody sold you a mobile home that was really not there is to sell. Let me know if you have any specific questions with regards to this. If the park is willing to file for abandonment to get the title and then transferred over to you, that would be excellent. That would give you clear title and when the home goes to resell it will be worth more money because you can show clear ownership and that is valuable. This scenario is the most common hurdle you will see as a used mobile home investor.
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